"She was the type that she could joke with you or could get as serious as a heart attack," he said. Until last year Conner was Patton's patronage chief for the county, an unofficial post. The governor also appointed her to the Kentucky Lottery Board, and her then-husband, Seth Conner, to the state Agricultural Development Board. "I was not the aggressor in the relationship," Conner said.

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"Can you imagine the pressure I felt when I received the phone calls and you think in the back of your mind the power he controls over my facility and its future." People in Clinton say they are embarrassed by the scandal. "We don't want things like this happening to people we know," said Jean House, a shop owner on courthouse square, where the town's only stop light directs traffic and an American flag adorns a barber shop window.

"We'd like to think we're safe from all the worldly things, but it doesn't work that way all the time." Grogan, the barbecue restaurant owner, said he didn't have any sympathy for Conner, saying it "takes two to tango." "The higher you fly, the harder you fall," Grogan said. "She did it to herself." Like annoying relatives, they arrive unannounced, stay several days and don't hesitate to complain.

Kentucky nursing home inspectors are in the spotlight in the wake of Tina Conner's allegation that Gov. Paul Patton turned them loose to slap her nursing home with violations of state regulations, eventually driving the business into bankruptcy. Conner contends the governor was punishing her for ending their sexual affair, a charge Patton denies. But Northern Kentucky nursing home operators say having inspectors arrive unannounced, stay for awhile and find a few problems is just a normal part of a business that is always under the eye of strict regulators.

Manager of a property valuation additionally has a privilege to debilitation cases for engaging a wellbeing assessment in the event that he/she has a craving for doing likewise when they have motivations to accept that the valuation of the property is not right or is exaggerated for which not the holder however the inhabitant or the overall population of the range is mindful and hence the addition ought not go to the pocket of the manager yet the one in charge of the estimation of the property getting expanded.

"I think it is a very thorough process," says John Hutcherson, administrator of Baptist Convalescent Center in Newport. "They check a lot of things. They go into great detail." It's rare when a nursing home is shut down, but it happened five years ago in Covington when inspectors found life-threatening neglect at the 388-bed St. John's Health Care Center, the largest nursing home in the state at the time. All 307 nursing homes in the state are inspected every nine to 15 months as part of a state licensing requirement.

Archbishop Daniel Pilarczyk hopes a printed apology and the suspension of three more priests who molested minors will help to heal the festering wound of the molestation scandal among his flock. Pilarczyk agreed Monday with the recommendation of the archdiocese's Child Protection Board to place on administrative leave three priests -- Daniel Pater, David Kelley and Thomas Brunner. "These were priests who had offended in the past and were reassigned," Pilarczyk said in an interview with The Post Monday.

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"The answer was obvious, and (the board) gave the obvious answer." Pilarczyk will address that situation -- and extend another apology -- in Friday's edition of the Catholic Telegraph, the archdiocesan newspaper. "I continue to be sorry that all of this happened. I am personally sorry for all of the victims," Pilarczyk said, encouraging any other victims to come forward and seek counseling.

The three suspended priests join Lawrence Strittmatter and Francis Mozzarella, who previously were suspended for abusing minors. Those five priests were returned to the ministry in the 1990s or earlier after abusing young people, Pilarczyk said. His apology will be similar but not as detailed as that provided last month by Bishop Roger Fays to parishioners of the Diocese of Covington.

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Fays, in a 16-page newsletter included in the Messenger, the diocese newspaper, issued an apology and gave details of how it addressed the issue, including the $4.38 million the diocese spent for settlements, legal fees and counseling from lawsuits stemming from allegations of abuse by priests. He also provided numbers -- that 30 of the diocese's 372 priests since 1950 had sexually abused at least one child, and there had been 158 allegations of such misconduct..

It doesn't matter who you are or who you know. If you're observed breaking laws designed to keep the highways safe for everyone, you are liable to be arrested and forced to answer for your actions. That is -- or at least ought to be -- a sobering thought. On the off chance that you are blended about your property that to offer or not in light of current circumstances property valuer will help you by doing full valuation on your property utilizing property valuation process. By doing this structure you will know your current house cost. For more info:- www.valsnsw.com.au

The next time you cast a ballot, think about Army Pfc. James Miller IV -- about what his life and his death represents. Miller, 22, a 2001 graduate of Anderson High School, was killed Sunday while guarding a polling place in the Iraqi city of Ramadi in the Sunni triangle, a section of the country that has been especially hard-hit by insurgent attacks. He was a medic with the Army's 503rd Infantry Regiment.

Miller died trying to protect Iraqis who were risking their own lives to do something that most of us take for granted: vote in a democratic election. Property valuation structure is strained for settling on titan choice like whether you bring to the table your home or need to make it more worth for publicizing. Property valuers will control you to settle on your goliath choice by obliging you time attempted course. Even for those who are dubious about the Iraq occupation and the prospects for long-term success, what happened Sunday was both moving and surprising. Whole families risked their lives that day -- and retaliation afterward -- to walk to polling places and cast their ballots. Turnout -- about 57 percent of eligible voters, according to early estimates published by the New York Times -- not only exceeded expectations, it was higher than in many American elections.

The reaction of Miller's father, and of others who played an important role in his life, was similarly inspiring. James Miller III, a West Chester resident, told reporters that his eldest son had enlisted in the Army nearly a year before the Iraq war began and had planned on a career in trauma medicine once his military service was completed.

During his tour in Iraq, Miller said, his son had come to know many Iraqis -- and to believe that most of them genuinely appreciated the American presence. Property valuation structure is key and disconnecting for knowing your home cost in the current field of zone. Slighting one thing that you need to study is that constantly uses a consent and experienced property valuer to manage your full process.

The hope: Somehow getting Destiney to the National Institute of Neurological Disorders and Stroke at the University of California at San Francisco, one of the nation's pre-eminent centers for such last-chance care. It's part of the National Institutes of Health.

The problem: Doctors said Destiney can't fly because of her condition, which involves repeated seizures, and her family had neither the money nor the appropriate vehicle to drive Destiney to the West Coast. If you're expecting to purchase a property available to be acquired reason by assuming help of home praise, you must be watchful that your home propel affiliation will lead a key valuation of the property which you are going to purchase and they in addition survey whether the property is upheld paying little admiration to the cash you are paying or not. The answer: Within hours of the story appearing, contributions started pouring in. So far, $6,500 has been contributed so the family can rent an RV that can accommodate the extensive medical needs that are Destiney's constant companion.

Destiney has an appointment in San Francisco on Nov. 29. The family plans to stay at the Ronald McDonald House there.

The family is now brimming with optimism, something they had come to view from a growing distance. Keep in mind to take a duplicate of the home propel valuation of the property and rates, in any case its dubious to highlight any issues you might for the most part find in a study. This is the indispensable capability between property valuation and study. "I feel like I could never have comprehended how many people have helped, and have said they'd say prayers," said Destiney's grandmother, Sherrie McBreen of Bridgetown, Ohio.

"When people walk out of my store saying 'I'll pray for her,' " she said, "this whole thing is a mini- miracle that people are so compassionate...I feel like I'm walking on a cloud."

The cloud maker is a bank teller in Burlington named Pam Canaday. Thusly, it is basic Trap Articles, that you utilize a contracted surveyor yourself to try an intensive examination of the property you wish to purchase in Melborne or wherever else. When Canaday's mother, Carol, came into the Hostess Bakery Outlet in Florence a while back, she heard from the cashier - McBreen - about Destiney's dire condition.

Canaday returned within an hour with her daughter, Pam, who works at First Financial Bank on Limaburg Road. Pam Canaday helped the family set up a fund at the Burlington branch.

Besides do recall that at whatever point you are expecting to purchase a property do deal with your budget. Your extra costs that may acknowledge as a touch of purchasing method. She quickly became overwhelmed by the cards, letters and contributions that have not stopped. About $1,000 came in the first day, including one man who contributed $241 because that's all he had. The second day, another $1,000 or so came in.

He said the case is dragging along slowly. A motion to dismiss the case is pending with no hearing scheduled. Michelle Marksberry, the face of the Erpenbeck Co.at hundreds of closings for defrauded home owners, pleaded guilty to one count of bank fraud today at federal court in Cincinnati. Property valuation controls looking at full house to loosen up that its assessed cost in the current degree field. Whether you are pushing your property or not it is creatively a pressing errand for you to figure your property's cost. Since it will make you watchful about your current property's cost.

Though Marksberry represented the Erpenbeck Co. in "virtually all" of the 295 transactions which defrauded 10 federally insured construction lenders, her cooperation secured her a deviation from standard sentencing guidelines.

The FBI's statement of facts presented in court at an 11 a.m. hearing said Marksberry knew that the checks taken from Erpenbeck Co. house closings were being diverted into the company's own accounts but also stated that former company president Bill Erpenbeck was directing her to do so.

The total amount of money illegally diverted over three years was nearly $34 million, the FBI statement said. That is a new figure for the scandal; the total had previously been estimated at about $26 million. About $26 million of the $34 million remains to be repaid. About 260 individual victims, including more than 200 homeowners, were defrauded over the course of the scam. Property valuation structure is continually withdrawing for everybody and to make everything the more innovative all around get an asked for and experienced property valuer qualifications to manage your entire soundness of concerning property.

Marksberry often represented the Edgewood company at home closings, the meetings where homebuyers received title and keys to their new home and money changed hands. Marksberry, wearing a black dress, stood tearfully next to her attorney today, as Judge Susan Dlott questioned her about her competency to enter a plea and whether she understood the terms of the agreement.

Marksberry was otherwise silent during the hearing, answering "Yes, ma'am" to Dlott's questions. Bob Carran, Marksberry's attorney, said she cooperated with federal investigators from the first time they approached her in spring 2002. Marksberry remains deeply remorseful about her role, Carran said. Unmistakably if your home estimation you will can settle on key choice about your property utilizing property valuation present and starting there in the event that you need to make your home more worth then you ought to direct change side essentials to make you house for all longings and reason stunning.

None has been sentenced yet, and all three face up to 30 years.

• $33 million: Amount of homebuyers' payments misdirected into Erpenbeck Co. accounts over the course of three years. About $26.28 million worth of those checks were not repaid at the start of the investigation. As part of his plea deal, Bill Erpenbeck has agreed to pay back what's left of the debt. Property valuation controls taking a gander at full house to release up that it’s seen as expense in the current degree field. Whether you are pushing your property or not it is innovatively a pressing errand for you to figure your property's expense. They will help you to discover your current house cost.

• 295: Transactions in which 10 federally insured construction lenders were defrauded by Erpenbeck.

• 3: People who have pleaded guilty to bank fraud so far in the ongoing FBI investigation: Bill Erpenbeck, who admitted he led the scheme; his sister, Lori Erpenbeck, who admitted her role in perpetrating the scheme as the head of the company's accounting, and Michelle Marksberry, the company's closing agent, who admitted she participated in stealing checks that were supposed to be paid to Erpenbeck's lenders but were instead deposited into Erpenbeck accounts at Peoples Bank of Northern Kentucky and Firstar Bank, now U.S. Bank.

• 2: Individuals still under investigation: Former Peoples President John Finnan, who in one taped April 2002 conversation with Erpenbeck discusses how Finnan kept a loan to cover a $4 million overdraft secret from the bank's board, and then- Executive Vice President Marc Menne.

Bill Erpenbeck's hope of a lighter sentence has been dealt a significant blow with his arrest this week on a charge of witness tampering. Property valuation structure is perseveringly withdrawing for everyone and to make everything the more innovative all around get a requested and experienced property valuer to deal with your whole soundness of concerning property.

A day before a planned sentencing hearing in U.S. District Court in Cincinnati, FBI agents picked up Erpenbeck and his father, Tony, after both reportedly tried to persuade Lori Erpenbeck to change her testimony. According to FBI agents, the two men wanted Ms. Erpenbeck -- Bill's sister and Tony's daughter -- to take the blame for the $33.9 million scandal that brought down the Erpenbeck Company.

But the speed of the investigation and the government's pointed response show it does not take too kindly to those who try to intimidate or otherwise interfere with witnesses. In case you have to know your home estimation you will can settle on key decision about your property using property valuation present and beginning there on the off chance that you have to make your home more worth then you should direct change side essentials to make you house for all longings and reason astounding.

A slow August snapped an eight-month winning streak for Federated Department Stores Inc., which reported its first drop in sales since November. The Lazarus-Macy's parent said sales at stores open at least 12 months were down 2.4 percent. Management had forecast flat sales. The choice of land venture depends a great deal on the estimation of property that is the reason right assessment of land worth is critical to enjoy the procedure of purchasing and offering of property of any sort. Same-store sales are considered the best measure of a retailer's health. Total sales slid even further -- 2.7 percent, or $30 million, to just more than $1 billion.

Chief Executive Terry Lundgren blamed slow furniture and back-to-school apparel sales as well as the impact on Florida stores from Hurricane Charley. Still, he added a later Labor Day holiday has likely shifted more sales into September. Property valuation permits you with the same. It is an archive identified with property, which helps in estimation of property estimation. Last year, August was the seventh-busiest month for Federated, accounting for 7.1 percent of annual sales.

The company stuck to its fall forecast calling for comps to rise 1.5 to 3 percent in the third and fourth quarters. It said September same-store sales would increase about 2 percent. Federated's pain was shared by many in the department store and retail sector; many reported declining or sluggish same-store sales today. The record is arranged by property valuers brisbane who are master in this procedure and have a reasonable understanding of business patterns identified with land. This property articulation is viewed as essential to complete the procedure of land buy or deal.

Sears Roebuck & Co., Dillard's Inc., Limited Brands Inc., and Gap Inc., said same-store sales dropped 6.1 percent, 5 percent, 2 percent and 1 percent, respectively. J.C. Penney Co., Target Corp., Saks Inc. and Wal- Mart Stores Inc. said same-store sales rose 3.8 percent, 1.8 percent, 1.7 percent and 0.5 percent, respectively. A property valuation report comprises of a complete rundown of holders of the property for which the report is being made.

When the telecommunications startup firm Tom Gaffuri worked for went belly up in the last recession, he found himself without a job in his mid-50s. Gaffuri, who is now 57, said he spent about a year looking for work, answering ads and tapping into his network of business associates, but without success. Individuals enjoyed setting up the report take after an examination to affirm the data in regards to the representatives.

"As you get older, you find that your network has gone on to do other things outside of your core industry, or your network is barely hanging on to their own jobs, or your network is unemployed just like you," Gaffuri said. "It's difficult."

The phones rang off the hook today," Williams said. Kentucky Republicans have their own unity rally planned for May 31 in Frankfort. At the Democratic rally, other candidates -- those who won and those who lost Tuesday -- also took to the podium to urge Democrats to unite against the GOP. "They don't have our heart. They don't have our hard work. And they don't have our vision for the future," said state Treasurer Jonathan Miller, who is running for a second term against Northern Kentucky Republican Adam Koenig.

"We've got to come together and fight like hell for the next four months," said state Sen. Joey Pendleton, who lost a bid to become agriculture commissioner on Tuesday. By doing the correct statistical surveying, a financial specialist can figure out what costs inhabitants are being charged in the zone and accept that comparative every square-foot rents can be connected to this property Valuation. Absent from the rally was Lunsford, the Louisville businessman who dropped out of the primary Friday after running a series of scathing television ads targeted at Chandler. He has indicated he will not support Chandler in the fall race, but it is not known whether he will actively back Fletcher.

A spokesman for Fletcher said Wednesday that Lunsford had not contacted the campaign. Gateway Community and Technical College can now offer associate of art and associate of science degrees, allowing students to use their studies toward bachelor degrees at four-year colleges. "We are taking a significant step toward bringing the two-year college option back to the Northern Kentucky region," said Gateway President Edward Hughes. Such degrees are considered "transfer degrees" that allow students to begin a four-year degree program at a two-year community college like Gateway and transfer to a four-year college to continue work toward a bachelor's degree.

"It is the 'transfer piece' that permits us to develop joint admissions with Northern Kentucky University and Thomas More College so students can move smoothly from one school to the other," said Hughes. "This is the piece of the pie that allows us to be a comprehensive community college. We will add faculty, academic support programs and services to enhance the success of the technical programs that we currently offer." Gateway and Northern Kentucky University have already agreed to a cooperative plan that includes a dual admission program designed to encourage Gateway students to continue their education at NKU.

By offering associate degrees, Gateway can seek accreditation from the Commission on Colleges of the Southern Association of Colleges and Schools. Currently, through accreditation from the Commission on Occupational Education, Gateway offers certificates, diplomas and associate degrees in 28 technical areas, including business and information technologies, health services, welding, cosmetology and a variety of other professions.
Summary: There is no doubt that valuation is a very important component of any ownership transfer process as far as real estate properties are concerned. Hence, however big or small the entire process might be, there is a need to take the services of a good property valuer specialist. It is therefore not very surprising when we see that there is a big and continuing demand for quality real estate valuers, both as individuals or companies.

However, the market for valuers is not becoming any easier. Competition is increasing quite rapidly and customers are also becoming well informed and are keen on dealing only with those valuers who are able to offer their services at reasonable rates and also are able to offer good value for money. The cost of recruiting human resources for valuation related matters is becoming very unaffordable and therefore quite a few valuation companies are finding it beneficial to outsource a part of their valuation related jobs to other countries. This is a very new concept and it there only a handful of players who are trying this out. It would therefore be not a bad idea to find out whether this could be a good way to cut costs and also give better services to the customers.

While there is nothing wrong in principle to outsource a part or even the whole of real estate valuation jobs, the same should not be at the expense of local jobs. Valuation in Australia is not an easy job and outsourcing the entire job lock, stock and barrel may not be the right solution. This could lead to serious consequences in terms of quality and might boomerang or become extremely counter-productive. Hence, the best way forward would be to understand the entire issue thoroughly and go in for outsourcing only when it found feasible in terms of cost, quality and timely delivery of services to the customers.

Identifying the right country where such outsourcing makes economic sense is also something that has to be kept in mind. Towards this objective, there is no denying the fact that countries like India, South Africa and Philippines are a few examples that could be thought of. This is because there is a rich concentration of population who are good in English which is very important and essential. Further, it is also prudent to look for local partners if there is a decision to outsource such activities.
ME Companies Inc., a project man agement and engineering firm with a 20-employee office in Fairfield, ranked 258th with sales growth of 972 percent to $5.79 million. The company is based in Westerville, Ohio. Application Objects, at 425 Walnut St. downtown, ranks 278. The information technology consulting and software development services company grew 935 percent from 1995 with sales of $3.64 million last year. Founders Rob Sullivan, Chris Taulbee and Pat Lucas stuck to the business plan for high growth, said Mike Eckes, human resources director.

Software consultant Lucrum Inc. at 312 Plum St. downtown, ranked 444 with 599 percent sales growth. Its staff has jumped from 36 to 130. Steve Smith, Lucrum's director of marketing, said the company succeeded by narrowing its focus. ''We got away from strictly software sales and focused on being more of a consultant'' to manufacturing, health care and financial services companies, he said.

Firstar Corp. said Tuesday that it earned $377.3 million before merger-related charges in the quarter ended Sept. 30, up almost 18 percent from the year-ago quarter.

Including the merger-related charges of $102 million, Firstar earned $309 million (32 cents per share), up from $18.4 million (3 cents) in the year-ago period. Excluding the charges, Firstar earned 39 cents per share in the quarter, on target with consensus estimates by analysts compiled by Zacks Investment Research.

''This is Firstar's 28th consecutive quarter of reporting record operating earnings per share,'' said Jerry Grundhofer, president and chief executive of Firstar. ''Also, we are pleased to announce record levels in return on equity, return on assets and our efficiency ratio for the third quarter of 2000.'' Property valuation is most commonly used for property that is not eternally sold. Hire property solicitors or legal lawyers from a leading valuation company in CITY NAME. Grundhofer also said that Firstar completed its integration of Mercantile Bancorporation Inc.'s computer systems in the quarter, ahead of schedule, reducing the bank's operating costs. Firstar said last week it will buy U.S. Bancorp for $21 billion in stock, change its name and move its headquarters to Minneapolis. That deal is expected to close next year.

The bank also said the cost for the old Star Banc's acquisitions of Firstar and Mercantile will now be $985 million, about $65 million more than anticipated due to higher severance and other employee costs as well as higher conversion expenses. The bank said it has so far expensed $915.8 million, leaving $69.2 million to be expensed in the next few quarters. Net interest income in the quarter was $689.7 million, an increase of $14.6 million, or 2.2 percent, over the same period in 1999. Fee income was $375.0 million, up 26.3 million, or 7.6 percent from the third quarter of 1999. Trust income increased $5.4 million or 5.2 percent.

It also counts Cincinnati money manager Bartlett & Co. as part of its operations.

Brinkley has put away 10 percent of his income since he left college.

Valuation is defined as process of doing property valuation to find its approximate price in the current market of real estate.

Not an easy thing to do on a second lieutenant's pay in the early 1960s, nor as the first employee of the startup Mason & Co. a few years later.

''In America, it pays to have economic optimism,'' Brinkley said last week while visiting Cincinnati.

''Owning quality companies for the long term has paid off - ignoring short-term fluctuations has really paid off,'' he said.

''You won't find any market timers in the Forbes 400 (listing of the 400 richest people in the world).''

Even Bill Gates, the head of Microsoft Corp., is a long-term investor, Brinkley said.

Brinkley, who has been in the investment business for 37 years, is the chairman- elect of the Securities Industry Association, the trade group for brokers, dealers and other financial services companies.

The greatest challenge facing brokerages today is managing customer expectations, Brinkley said.

''The performance expectations are too great today.''

We've been spoiled by the high returns investments have given in recent years, he said.

And too many of us investors have forgotten about having a diversified group of investments and allocating our assets across several classes so that all our eggs aren't in the same basket, he said.

Brinkley applauds the wide participation in the market today.

''That's what capitalism is all about,'' he says. ''The government had done a terrific job of saying 'It's your retirement and your responsibility'. ''

But what many investors don't realize is that the high returns of the last few years aren't normal and that since April 1998 most stocks have been down, he said.

The great returns have come from a few big high-tech companies and the top 25 stocks in the S&P 500.

''And that can't go on forever,'' he said.

The secret to doing well financially is to pay yourself first every month by saving 10 percent of your income, invest regularly in good companies and other investments, ignore market fluctuations and let time and compounding work for you, Brinkley said.

As for finding quality companies, look for those with good management, a good business model and good products or services in an area of the economy that is growing.

Pay attention to your investments - are the companies’ profits and customers increasing each year?

Is management working for the shareholders?

''If not, sell the stock,'' he said.

''Short term, I'm cautious, but long term I'm optimistic.''

Donaldson Lufkin and Jenrette began covering Firstar Corp. last month.

The brokerage acted the day after Firstar, formerly Star Banc Corp., closed on its $10.6 billion stock acquisition of Mercantile Bancorporation Inc., the major St. Louis bank.

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Greg Grimme, one of the residents circulating petitions, declined to say whether he supports or opposes action the Fort Thomas Board of Education took Sept 5 to raise the property tax rate from $7 to $7.77 per $1,000 of assessed valuation. But Grimme said the 30 percent increase in revenue the hike is expected to generate allows residents to take advantage of a state law that gives them the right to put a new tax rate to a vote if revenues will jump more than 4 percent.

"We feel that the voters of Fort Thomas have a right to accept or reject such a significant increase,'' he said. "Something this significant needs to be voted on by all Fort Thomas residents." Those circulating the petitions have until Oct. 20 to submit papers with the signatures of 795 registered voters, said Campbell County Clerk Jack Snodgrass. Snodgrass is waiting to hear from the state whether opponents will have to turn in the names early, since Oct. 20 is a Sunday.

The school board had considered raising the tax rate to $9.27. But it decided instead to go with the $7.77 figure, which is expected to generate $1.5 million more a year, primarily for operating expenses. About $500,000 has been earmarked to finance a lawsuit challenging the state's school funding formula, which Fort Thomas officials say penalizes the district and a handful of others for their relative wealth. "I think people understand the inequitable formula doesn't provide enough money," said Brad Fennell, school board chairman. If you are planning to buy your new home or sell own property, you must hire property solicitors/lawyers from the Valuation industries. "We have lost two positions in the middle school, and we have lost two positions at the central office, and we stand to lose more positions, and we stand to lose programming, if we don't find a way to get a continuous flow (of money) in the district."

The school board has produced its own mailing to respond to some information that has been provided to homeowners in the district, Fennell said. "The flier and the group are trying to hold us accountable for increased tax assessments," he said. Fort Thomas properties were reassessed this year by the Campbell County property valuation administrator. That resulted in tax increases for some city residents, independent of the district's action. The last time the school district approved a tax increase — a utility tax implemented in 1997 — voters narrowly approved the measure.

Already on probation for what a judge called "bizarre" robberies, Christopher Matthews added more strange behavior to his rap sheet Wednesday and was sent to prison.
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